Get HDFC Personal Loans @10.25%*

  • 100% Online document submission
  • Loan starting from INR 1 Lakh to 50 Lakh
  • Flexible repayment options

We at HDFC personal loans, understand your unprecedented times, emergencies or unexpected expenditures. We can help you fulfil your dream destination wedding plan, new house furniture or small cash requirements. We are there to fulfil your needs for a safe and comfortable lifestyle or your need to tackle any unplanned or immediate requirements.


Following individuals are eligible to apply for a HDFC personal loan:

  • Employees of Private Limited companies, employees from Public Sector undertakings including central, state and local bodies
  • Individuals between 21 to 60 years of age
  • Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
  • Those who earn a minimum of INR 25,000 net income per month

Documents Required

  • Identity Proof (Copy of Passport/Voter ID Card/Driving License/Aadhar)
  • Address Proof (Copy of Passport/Voter ID Card/Driving License/Aadhar)
  • Bank statement of previous 3 months (Passbook of previous 6 months)
  • Two latest salary slip/current dated salary certificate with the latest Form 16
  • Proof of End use

HDFC Personal Loan Interest Rates

Bank HDFC Bank
Interest Rate (PA) 10.25% to 15%
Loan Amount 1 Lakh to 50 Lakh
Processing Fees Rs. 4718 (including GST)
Part-Payment Up to 25% of Principal Outstanding allowed
Pre-closure charges 13-24 Months - 4% of Principal Outstanding 25-36 Months - 3% of Principal Outstanding > 36 Months - 2% of Principal Outstanding > 48 months - 0%
Lock-in Perod 12 Months
Tenure 12 to 60 Months

Representative Example

If a person borrow a loan of Rs 10,00,000/- with a rate of interest 10.75% per annum for 60 months. Then monthly EMI is Rs.21,618/- per month.

Apply for HDFC Personal Loan here

Minimum salary for Loan Rs. 25,000/-

Our Happy Customers


How to Apply

How to Apply

Call Now +91 80504 22599