Get ICICI Bank Personal loan at 10.25%*

  • Lowest Interest rate:-10.25%*
  • Instant approvals
  • Processing fee at 1.5% of the loan amount

An ICICI Bank Personal Loan helps you meet your diverse financial needs during an urgent situation or emergency. It is an unsecured loan and can be used for marriage expenses, paying the medical bills, going for your dream vacation or renovating your home. Irrespective of what your personal financial goals are, ICICI Bank Personal Loan offers you the perfect solution.

Apply for a Personal Loan of up to Rs 25 lakh and meet personal expenses that can crop up anytime in life. The quick approval process of ICICI Bank Personal Loans ensures you have an easy borrowing experience. Also, with our instant Personal Loan online services, you can get instant approvals.


Following individuals are eligible to apply for an ICICI Bank Personal Loan:

  • Employees of Private Limited Companies, employees of Public Sector undertakings including central, state and local bodies
  • Individuals between 21 to 60 years of age
  • Individuals who have a job for at least 2 years, with a minimum of 1 year with the current employer
  • Those who earns a minimum of INR25,000 net income per month

Documents Required

  • Identity Proof(Copy of Passport/Voter ID card/Driving License/Aadhar card)
  • Address Proof(Copy of Passport/Voter ID card/Driving License/Aadhar card)
  • 3 Months Bank Statement( Passbook of previous 6 months)
  • Two latest salary slips/Current date salary certificate with latest form 16
  • Proof of end use

ICICI Bank Personal Loan Interest Rates

Bank ICICI Bank
Interest Rate (PA) 10.25% to 16.75%
Loan Amount 50 Thousand to 25 Lakhs
Processing Fees Up to 2.25% per annum of loan amount Plus GST
Part-Payment Not available
Pre-closure charges 5% per annum of Principal outstanding plus GST
Lock-in Perod 6 Months
Tenure 12-60 Months

Representative Example

If a person borrow a loan of Rs 10,00,000/- with a rate of interest 10.75% per annum for 60 months. Then monthly EMI is Rs.21,618/- per month.

Apply for ICICI Bank Personal Loan here

Minimum salary for Loan Rs. 25,000/-

Our Happy Customers


How to Apply

How to Apply

Call Now +91 80504 22599