Kotak Digi Personal Loans @ 10.25%*

  • 100% Digital Documentation
  • Interest Rate Starting at 10.25%* p.a
  • Quick Loan Approval
Kotak Bank

From planning a big events like marriage, foreign tour or home renovation, etc., to facing an unexpected expense, Kotak Personal loans have a solution to your planned or unplanned expenditures with our personal loans. Simply apply for a Kotak personal loan online from the comfort of your home or office and get quick loan disbursal with a seamless experience.


Following individuals are eligible to apply for a Kotak Bank Personal Loan:

  • Employees of Private Limited Companies, employees of Public Sector undertakings including central, state and local bodies
  • Individuals between 21 to 60 years of age
  • Individuals who have a job for at least 2 years, with a minimum of 1 year with the current employer
  • Those who earns a minimum of INR25,000 net income per month.

Documents Required

  • Identity Proof(Copy of Passport/Voter ID card/Driving License/Aadhar card)
  • Address Proof (Copy of Passport/Voter ID Card/Driving License/Aadhar card)
  • 3 Months Bank Statement( Passbook of previous 6 months)
  • Two latest salary slips/Current date salary certificate with latest form 16
  • Proof of end use

Kotak Bank Personal Loan Interest Rates

Bank Kotak Bank
Interest Rate (PA) 10.25% to 16.00%
Loan Amount 1 Lakh to 25 Lakhs
Processing Fees PF 0.5% plus GST
Part-Payment Not available
Pre-closure charges Rs.999/- + GST for 10 Lakhs
Lock-in Perod 1 Month
Tenure 12 to 60 Months

Representative Example

If a person borrow a loan of Rs 10,00,000/- with a rate of interest 10.75% per annum for 60 months. Then monthly EMI is Rs.21,618/- per month.

Apply for Kotak Bank Personal Loan here

Minimum salary for Loan Rs. 25,000/-

Our Happy Customers


How to Apply

How to Apply

Call Now +91 80504 22599