Personal Loan

LoanDelight

Loan Delight provides hassle free Personal loans and over draft loan exclusively on digital platform within 48 hours with minimum documentation on urgent basis without any guarantor or security at the lowest possible rate of interest (10.5%) from multiple reputed banks and financial institutions according to the customer profile.

Personal loans are unsecured loans provided to salaried employees on the basis of their income. The loan amount will be directly credited in the account of the customer enabling him/her to use the money for any purpose of their choice.

Personal loans are offered based on the salary, CIBIL score and company criteria of the applicant.

Loan Delight provides the best offers in Personal loans with quick, transparent and professional service

The following documents will be required to apply for Personal loan:

  • Identity proofs as per KYC norms
  • Current Residence Address proof
  • Company Id card
  • 3 Months Salary pay slips
  • 3 Months Bank statement (in PDF)
  • Passport size photo

Apply for Loan

Minimum salary for Loan Rs. 25,000/-

Answers to All Your Questions

LoanDelight
The lowest interest rate on a personal loan is 10.85%.
It usually depends on the amount of loan. From INR 1 to INR 5 lakh, you can get approval within 1 day by applying online & submitting the required documents.
The minimum income required for a personal loan is INR 25,000 per month. Income should be credited directly in the bank account and must be through a private limited company registered with MCA.
You can get a 50000 personal loan by submitting following documents:
  • Identity proofs as per KYC norms
  • Current Residence Address proof
  • Company Id card
  • 3 Months’ Salary pay slips
  • 3 Months’ Bank statement (in PDF)
  • Passport size photo
Minimum salary for a personal loan should be INR 25000/- per month.
Loan amount can go up to 10 times of your monthly salary. For an INR 25,000 salary per month, you may be eligible for an INR 300,000 loan.
Loan amount can go upto 10 times of your monthly salary. For an INR 100,000 salary per month, you may be eligible for an INR 10 Lakhs loan.
Yes you are eligible for a personal loan even if you don’t have a residence proof. You need to get a letter from the company HR.
To be eligible for a personal loan 60% of your net salary will be calculated along with other details of your income.
Yes you are eligible for a personal loan even if you stay in a hostel/PG. You need to get a letter from the company HR.
Yes you are eligible. You need to submit details of your income and IT returns of your company.
You need to have a cibil of 700 above to be eligible for a personal loan.
To be eligible for a personal loan, company should be minimum 2 to 4 years old in MCA.
Yes you are eligible for a personal loan. You will have to submit documents of 3 years of IT returns and 6 months bank statement, GST and KYC.
To be eligible for personal loan office verification is mandatory.
To be eligible for a personal loan salary should be credited in the bank account.
To be eligible for a personal loan, PF deduction is mandatory. But there are still some lenders where you can apply if you have personal tax deduction and if your company is listed in MCA.
Yes, you are eligible for a personal loan, but your company should be listed in MCA
Mortgage is done only for properties like house and personal loan is based on income proof only from a private limited company.
Rate of interest depends on the loan amount and company category. For example if loan amount is more than INR 10 lacs, a 10.75% ROI with an EMI of 21,618/ will be applicable.
Yes, you can apply for a personal loan based on your income proof. Your minimum monthly salary should be 20,000, credited directly in bank account and from a private limited company.
For INR 50000/- salary, minimum loan amount will be INR 10 to 15 lacs from one bank. You can apply to multiple lenders but tenure will be maximum 5 years.
Most lenders do require PAN, Aadhar card and Address Proof for a personal loan. But if you have other ID proof like gas bill, company HR letter, passport, voter id, driving license, rental agreement, then you can apply for a personal loan.
There are different policies for personal loan applications for police and armed forces.
To be eligible for a personal loan, your husband should be working in India.
To be eligible for a personal loan income proof required.
You cannot apply for a personal loan on LIC policy.
Yes you can apply for a personal loan.
To be eligible for a personal loan, minimum age should be 23.

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LoanDelight

Loan Delight is run by a team of most experienced professionals in the field, who are providing the best loan services from the past 15 years in Hyderabad.

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Bangalore Office

No.6, Sushanta Residence,
1st Floor, Virat Nagar Main Road,
Bommanahalli, Bangalore,
Karnataka-560068

Hyderabad Office

6-2-966/1/1, First Floor,
Ac Guards, Hill Colony,
Khairathabad, Hyderabad-500004
Telangana.
Near:- Pillar No.A1191,

Email ID

contact@loandelight.com

Customer Care No.

+91 80504 22599

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